SG Income Tax Calculator

You & income

Gross employment income Your total salary, bonus, and benefits-in-kind before CPF deductions. This is the amount on your IR8A form from your employer.

S$

Please enter a valid income amount.

Age (31 Dec 2025) Your age as of 31 Dec of the basis year (2025). Affects Earned Income Relief tiers: under 55 ($1,000), 55–59 ($6,000), 60+ ($8,000). Also affects CPF contribution rates.

Please enter a valid age between 16 and 100.

Gender Used to determine Working Mother's Child Relief (WMCR) eligibility — only available to married working mothers.

Citizenship & residency These two fields work together: citizenship affects CPF rates and SRS caps; tax residency (183+ days) determines whether you get personal reliefs or pay flat 15% rate.

Citizenship

Tax resident (stayed/worked in Singapore for 183+ days in 2025)

Estimated tax (before reliefs) —

Earned Income Relief (disability) Higher EIR for persons with a disability: under 55 ($4,000), 55–59 ($10,000), 60+ ($12,000). You must have earned income to qualify.

Override CPF relief (S$) By default, we estimate your CPF employee contribution from salary × age-based rate. Enter your actual amount here if it differs (e.g. due to additional wages or employer top-ups).

Family & dependants

Turn this on only if you need spouse, child, or parent reliefs. Everyone else can skip to Reliefs.

I have a spouse or dependants to declare

What applies to you? (select any combination)

Spouse / marriage (spouse relief, NSman wife, shared QCR/PTR)

Qualifying children (QCR, WMCR, PTR)

Parents or grandparents I support (parent relief)

Reliefs & contributions

Total reliefs$0 / $80,000

Auto-granted (from your profile)

Voluntary contributions

SRS contribution (S$) Supplementary Retirement Scheme — voluntary savings for retirement. Contributions are tax-deductible. Cap: $15,300/yr for SC/SPR, $35,700 for foreigners. Withdrawals taxed at 50% when eligible.

CPF cash top-up — self (S$) Voluntary cash top-ups to your own CPF Special Account (SA) or Retirement Account (RA). Tax relief capped at $8,000/yr. Must be a cash top-up (not a transfer from OA).

CPF cash top-up — family (S$) Cash top-ups to your spouse, siblings, parents, or grandparents' CPF SA/RA. Separate $8,000/yr cap on top of the self top-up cap.

Life insurance relief (S$) Premiums paid on life insurance policies. Capped at $5,000. Only claimable if your CPF contributions are less than $5,000 (i.e. most employed people won't benefit from this).

Donations

Donations to approved IPCs (S$) Cash donations to approved Institutions of a Public Character (IPCs) qualify for 250% tax deduction — i.e. a $1,000 donation gives you $2,500 in tax deductions. No cap. Donations are deducted from income separately from the $80k relief cap.

Other reliefs

NSman (self) tier National Service relief for eligible NSmen. Key appointment holders: $5,000. Active NSmen: $3,000. Other NSmen (completed NS): $1,500. Must have performed NS duties in the basis year.

NSman Parent relief ($750) Parents of NSmen can claim $750 each. Both parents can claim. The NSman son must be eligible for NSman Self relief.

Sibling disability relief ($5,500) For maintaining a sibling with a physical or mental disability. $5,500 relief. The sibling must not be claimed by anyone else as a dependant.

Results & optimizer

Estimated net tax payable

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YA 2026 · Tax resident estimate

Item	S$

Singapore Income Tax Calculator

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You & income

Family & dependants

Spouse

Children

Parents / grandparents (max 2 dependants)

Relief sharing